Loan Repayment Calculator
The whole cost, from four inputs.
The repayment, the interest and fees, the total payable and the finish date. The same numbers every real offer shows, estimated before you apply.
- Repayment, fortnightly
- $248
- Interest and fees
- $5,768
- Total payable
- $25,768
Estimate only. Your rate depends on your credit file and the lender's offer, and every real offer shows these same numbers before you sign.1
Questions? We've got answers
What rate should I put in?
If you have a quote, use its rate. If you are exploring, try the worked examples on our rates and fees page: strong credit files commonly price under 13% p.a., harder files price higher. The calculator is for the shape of the numbers; your offer is the real thing.
Why does the total payable matter more than the repayment?
Because a smaller repayment over a longer term usually costs more in total, and that trade is exactly what lenders rarely show. This calculator always shows both, which is the same way every BorrowClub offer is presented.
Visit the guides library for the longer answers.